High Heels and Low Financial IQ?

Smart Money Woman is a book by Nigerian author Arese Ugwu. As soon as I lay my hands on it, I just couldn’t put it down.I read it some time last year and I must say the lessons I garnered from it have helped me remain focused on my financial goals to date. I couldn’t…

Shoes and Happiness

I saw this new shoe shop the other day on my way to work.Since  I was running late on that particular day, I made a mental note to get to that shop very early the next morning before work to see what they have…Just see,not buy. So yesterday morning I was at the shop at…

I Dare You

I dare you…Delete ALL the contacts in your phone book.In two weeks, I promise, everyone who is important to you will be back to your new contacts list. I dare you….Get everything out of your closet,if you haven’t worn it in twelve months ,it’s time to LET IT Go.You probably will not wear it any…

Pensions

I love talking to people and I love money. So it is only natural that I have many  conversations  about money with people I meet – making it, spending it, saving it,wasting it, investing it..the whole nine yards. I talk to people I know and sometimes random strangers,especially men about money because it is a…

Resolutions much?

It’s the 9th day of the year and I still don’t feel that magical ping I usually feel at the start of every year. I suspect it’s because I did not usher in the New Year in my usual manner – pomp, colour, noise, a toast, fireworks and laughter. I was asleep by 10.00 p.m….

Savings – The Insurance Policy

Ten years ago I started saving through an insurance policy. I paid Kes 2,179 every month via standing order…for one hundred and twenty months! Pros – Saving has become a habit I cannot do without.I pay myself first every time. Cons- The return is minimal. Depending on the insurance agent’s targets,you could get signed up…

Happy New Year!

There’s a story I read as a child about an old miser who had many ‘poor but expectant’ relatives. He did not care much for them as he viewed them as a bunch of opportunists. His nephew in spite of the advice of his parents paid him a visit one New Year’s Eve with a…